Fees: your way

There are three ways to hire us:

• Pay by the visit, 

            or 

• Become an ongoing concierge patient.

            or

• Anual fee.

If you chose to pay by the individual visit, we'll work on your immediate medical issue which may include your exam, labs, orders for imaging and follow up phone consults.  OR you may try us and -- once you love our team -- become an ongoing patient.  

It's your choice.  Call to discuss

Many people pay a concierge fee to see their physician BUT ARE STILL TIED UP going to a clinic or office location.

Over the typical year an ongoing patient's total to be seen at home is similar to driving and sitting in a concierge office.  However, it is easier as an ongoing patient here. Your huge advantage is that your treatment and appointments are now in the comfort of your own home.  

Wouldn’t you prefer your life became that easy?  Better communication.   Better care.

Fees vary depending on travel time to your location and the level of treatment needed. Most of our local area house calls are between $400 (straight forward pediatrics) and $900 (moderately complex intake exam with imaging orders, follow up, visiting nurse and DME orders).  We do not bill insurance for our time in your home.  

We will send your insurance along with orders to laboratories, nursing, home health, physical therapy, imaging and other services by outside agencies.

That is similar to many urgent care centers or Emergency Room copay -- and ours include follow up questions after the appointment.  We are FAR less once all the extra ER charges hit your deductible.   

New patients pay their fee via credit card when the appointment time is set for you. Concierge and ongoing patients may apply for other payment methods. (Via check, monthly payments, ….otherwise we would have to discuss Roosevelt-era style payments of two chickens or your favorite horse.)

We discovered that many people can actually save money as soon as they remember the size of their deductible.  It’s clearly more satisfying medical care.

Yes, you may use the credit card tied to your Health Savings Account or your Flexible Spending Account to pay for our out-of-network services.  

You pay us and submit the paid invoice (superbill) for out-of-network reimbursement to your individual,  employer or group plan.  Patients report everything from zero to 80% reimbursement by their insurance company.  In almost all cases we are less than your deductible and co-pays through an ER.

The government does not pay for our professional time in your home -- but plain standard Medicare does cover any medications, therapy, durable medical equipment and referrals to specialists on the outside orders we write for you.   Many folks find that means we are less than their deductibles, and FAR less than a non-admission ambulance ride to the ER.  We save Medicare millions in ER costs -- but they still don't pay enough for a doctor to travel to your home.  

The good news: Medicare covers all the expensive things we order for you (labs, visiting nurses, therapy, specialists...)  Plain vanilla Medicare actually works reasonably well for homebound patients.

Medicare Advantage HMO: 

Ugh !!  You should call us.  These Medicare HMO plans are all about saving money for the federal government or insurance companies.  Advantage plans have very little to do with good medical care.  Advantage plans often block treatment for complex, bed-bound or home bound patients.  

If you are complex or homebound, we suggest you pick a different plan next enrollment period. There are rules to exit HMO and Advantage plans -- talk to an expert.  Medicare HMOs are all about the insurance companies saying "no",  "load 'em up" and "transport via ambulance".

• Per appointment pricing typically $300 to $900  Discounts for some child and quick cases.  
• Slightly more for travel outside our normal area or if a house call lasts longer than an hour (sometimes when a 2nd IV is needed, or a complex case)
• Follow up, medication adjustment and medical orders as need. 
• Reduced prices for repeat house calls to existing patient.
• You may request specialist co-ordination at an hourly rate
• Ongoing 24/7 phone access after your first intake physical is completed. 

• Medications from MD’s bag:  starter dose at our cost during appointment 
• IV fluids and IV supplies at our cost
• Surgical kit and sutures at our cost.
• Urinary catheter kits at our cost
• Lab draw during doctor appointment - no charge
• ECG during doctor appointment - no charge
• Point-of-care ultrasound during doctor appointment - no charge
• Use your insurance to cover lab tests, imaging, and prescriptions.  If no insurance, we will help you find best cash price for those ancillary services.
• Small added charge for additional time if appointment runs over one hour.